Why compliance with urban planning rules is essential before selling your home
Many property owners think that having the deed and cadastral plan is enough to sell a house.
In reality, what truly matters is urban and cadastral compliance. Without it, the sale can be blocked or complicated, with significant financial consequences.
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Urban vs. cadastral compliance: the difference
• Urban compliance: the property must match the project approved by the Municipality.
• Cadastral compliance: the plan deposited at the Land Registry must match the actual condition.
Both must be aligned and consistent.
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What happens if discrepancies exist
• The notary may block the transaction.
• Regularization procedures are required, with additional time and costs.
• Risk of disputes with the buyer.
• Reduction in the property’s value during negotiation.
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How to check your property’s situation
1. Access to records at the Municipality to verify approved projects.
2. Compare floor plans between Land Registry and the real state of the property.
3. Technical compliance report prepared by a qualified professional.
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Common irregularities
• Enclosing a veranda without authorization.
• Undeclared internal changes (e.g., turning 2 bedrooms into 3).
• Garage converted into a kitchen or living space.
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Getting everything in order pays off
Checking urban and cadastral compliance before putting your home on the market is a winning strategy: it safeguards the negotiation, protects the property’s value and ensures a smooth closing. It’s an investment in time and money that pays back in peace of mind and security.
